Financial planning
Rent vs buy calculator
Pick your city, plot size in marla or square feet, and property type — we estimate local price and rent, then compare buying versus renting over your timeline.
Your scenario
City, size, type, then price and rent
Location & property
Quick sizes
Area5 marla · 0.25 kanal · 1,361.25 sq ft
City guide (Lahore)PKR 3,000,000/marla · PKR 9,000/marla/mo rent
Price & rent (editable)
Timeline
Advanced assumptions
Recommendation
Lahore · 10 years
Better optionBuyBreak-even around year 1Lower net cost by PKR 16,141,851 vs the other option
Side-by-side10 years
Est. monthly mortgage16% · 20yr term
PKR 166,951Total rent paid (10y)5% annual increase
PKR 6,792,062Net cost to buy*Down PKR 3,000,000 + payments − appreciation
PKR -9,349,789Net cost to rent
PKR 6,792,062Property value after 10y8% p.a. in Lahore
PKR 32,383,875*Indicative model — city averages are not your exact society rate. Use the mortgage calculator and area converter for precise numbers.
City market guides (per marla)
| City | Buy (PKR/marla) | Rent (PKR/marla/mo) | Appreciation |
|---|---|---|---|
| Lahore | PKR 3,000,000 | PKR 9,000 | 8%/yr |
| Karachi | PKR 3,500,000 | PKR 10,500 | 7%/yr |
| Islamabad | PKR 4,500,000 | PKR 12,000 | 9%/yr |
| Rawalpindi | PKR 2,200,000 | PKR 7,500 | 8%/yr |
| Faisalabad | PKR 1,800,000 | PKR 6,000 | 7%/yr |
| Multan | PKR 1,600,000 | PKR 5,500 | 7%/yr |
| Peshawar | PKR 2,000,000 | PKR 6,500 | 8%/yr |
| Gwadar | PKR 2,500,000 | PKR 8,000 | 10%/yr |
Guides are mid-market estimates for houses; apartments and plots use multipliers in the calculator. Always verify with local agents.